Check UPI fraud patterns before you approve a collect request, scan a QR, trust a refund flow, or ship after a payment screenshot. If money already moved, save proof and contact your bank or wallet provider plus 1930 quickly.
Use it for QR bait, collect requests, fake refunds, and payment-proof pressure.
Receiving money should not require approving a collect request or entering UPI PIN for someone else.
Scammers send QR codes that make the victim pay instead of receive money.
Treat screenshots as unverified until your own bank or UPI app confirms credit.
Open the official app or website yourself and do not follow call-led payment steps.
| Check | What to verify |
|---|---|
| Receiver name | Compare the UPI app receiver name with the real merchant, invoice, saved contact, or official source. |
| Payment direction | Check whether the flow says pay, request, collect, refund, or receive before any PIN screen. |
| UTR or reference | Trust the reference only when it is visible in your own bank or wallet history, not only in a chat image. |
| Pressure language | Stop if the sender pushes urgency, screen share, one-time verification, release fee, or refund approval. |
Do not click, approve, install, ship, refund, share OTP, enter UPI PIN, or upload documents while the other person is pressuring you.
Open the official app, website, saved contact, branch, marketplace account, or provider support path yourself instead of trusting the sender's link or number.
Keep screenshots, links, numbers, UPI IDs, account names, file names, transaction references, group links, and the exact timeline.
Contact the bank, wallet, platform, police, cyber cell, 1930, or cybercrime.gov.in route that fits the case.
Scammers often switch from verification to fee, tax, refund, courier, recovery, or threat logic. Run the case again when new facts appear.
Open your own UPI app, type the UPI ID yourself, compare receiver name and purpose, avoid collect requests for refunds, and verify payment proof in your own account history.
No. A screenshot can be edited, pending, old, or from another transaction. Confirm the actual credit in your own bank or UPI app.
Save the transaction reference, chat, phone, UPI ID, and app screenshots. Contact your bank or wallet provider quickly and use 1930 or cybercrime.gov.in for official follow-up.
Start from the canonical Scam Scan page when a case needs checker, guide, or emergency routing from one place.
Add a learning path from the UPI checker funnel to the longform screenshot verification page.
Use this after a UPI, bank, wallet, or fake payment loss to keep bank, 1930, cybercrime, NPCI, and RBI CMS follow-up in order.