What this page is helping you do
Learn the common UPI refund scam patterns used in India and how fake support, QR codes, and collect requests turn a refund into a payment loss.
Use this cluster for UPI complaints, fake QR codes, collect requests, wrong UPI transfers, payment screenshots, PhonePe fraud, and Paytm fraud.
If a UPI flow asks for urgency instead of clean verification, treat it as higher risk.